Last updated: May 7, 2026
Welcome to More Insurance Group. By using our website https://moreinsurances.com and our services, you agree to comply with the following Terms of Service. Please read these terms carefully.
1. Acceptance of Terms
By accessing or using our services, you agree to be bound by these Terms of Service. If you do not agree with any of these conditions, please do not use our services.
2. Description of Service
More Insurance Group provides health insurance services under the Affordable Care Act (ACA / ObamaCare) through our website and communication channels. We strive to provide accurate and up-to-date information; however, we do not guarantee the accuracy, completeness, or usefulness of the information provided.
3. Acceptable Use
By using our services, you agree:
Not to use the services for illegal or unauthorized purposes.
Not to interfere with the operation of our services or access to them.
Not to collect or store personal information of other users without their consent.
4. Intellectual Property
All content and materials available on our website, including text, graphics, logos, icons, images, and software, are the property of More Insurance Group or its licensors and are protected by copyright, trademark, and other intellectual property laws.
You may not use these materials without our prior written consent.
5. Modifications to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be posted on our website and the "Last updated" date will be updated accordingly. We recommend reviewing these terms periodically.
6. Termination
We may suspend or terminate your access to our services at any time, without prior notice, for any reason, including violation of these Terms of Service.
7. Limitation of Liability
To the fullest extent permitted by applicable law, More Insurance Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, data, use, goodwill, or other intangible losses resulting from:
Your access to or use of, or inability to access or use, our services.
Any conduct or content of third parties on our services.
Any content obtained through our services.
Unauthorized access, use, or alteration of your transmissions or data.
8. Governing Law
These Terms of Service shall be governed and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.
9. SMS Messaging Service Terms
By providing your phone number to More Insurance Group through the contact form on our website and checking the required SMS consent box, you agree to receive text messages (SMS) related to your health insurance application or policy under the Affordable Care Act (ACA / ObamaCare).
These messages may include enrollment reminders, application/policy status updates, renewal notifications, payment reminders, and customer support communications.
Message frequency may vary based on application or policy activity. Message and data rates may apply according to your mobile carrier.
You may opt out of receiving SMS messages at any time by replying STOP to any message.
Reply HELP to receive assistance.
Mobile carriers (including but not limited to AT&T, T-Mobile, Verizon, and US Cellular) are not liable for delayed or undelivered messages.
Consent to receive SMS messages is not a condition of purchasing any products or services.
More Insurance Group does not sell or share SMS consent information or phone numbers for marketing purposes. We do not engage in third-party lead generation.
SMS consent is not shared with third parties or affiliates for marketing purposes.
10. Contact
For questions about these Terms of Service or our SMS messaging program, contact us at:
More Insurance Group
